This range has been designed for investors seeking to draw an income from their investments. These portfolios have been constructed based on the bucket approach which stipulates that a client’s investment horizon be split into three buckets – short-term, mid-term, and long-term.

The short-term bucket is used to provide an immediate income. Funds that an investor would like to access to fulfil their income needs for the next three years are invested in the short term bucket. The mid-term bucket is used for capital protection. Funds invested in this bucket should remain invested for minimum 3 to 5 years. This bucket makes provision for less volatile investment growth and will be used to top up the short term bucket as and when needed. The long term bucket is designed to provide long term investment growth but is susceptible to more volatility. For this reason, capital invested in this bucket should remain invested for at least 7 years. We rebalance these buckets on a consistent basis between the short-, mid- and long-term buckets.

FUNDWEALTH LOW INCOME GLOBAL PLUS

This portfolio has an increased offshore exposure and is designed for investors with a moderate risk appetite who intend on drawing a relatively low income.